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The ASX 200 recently reached record high levels, supported by a strong corporate reporting season and solid earnings results across several sectors. For investors, rising markets are welcome news. For superannuation members — particularly those nearing retirement — record highs also raise important questions about risk exposure, timing, and portfolio positioning. Understanding how share market…
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The Australian Bureau of Statistics (ABS) reported in its latest Business Indicators release that company gross operating profits rose in the most recent quarter, with wages and salaries also increasing over the period. Mining was a key contributor to the rise in company profits, reinforcing the sector’s ongoing influence on national income and export performance.…
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Escalated tensions in the Middle East have pushed financial markets to price in the risk of an oil supply disruption, with analysts warning that a sustained rise in crude prices could flow through to Australian petrol, transport, and energy costs in the coming weeks. For households already managing tight budgets, the bigger question is not…
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Australia’s first inflation reading for 2026 has been released, with the Australian Bureau of Statistics (ABS) publishing the January Consumer Price Index (CPI) data in late February 2026. The Monthly CPI Indicator provides a timely snapshot of price movements across key household categories, including housing, food, transport, and insurance For households already navigating higher mortgage…
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Recent commentary from major business leaders has suggested Australia may be approaching a “tipping point”, citing persistent inflation and weak productivity growth as ongoing economic challenges. While headlines can sound dramatic, the underlying economic mechanics are more structural than sudden. When inflation remains elevated, and productivity growth is subdued, wage increases can struggle to translate…
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With recent rate increases influencing borrowing capacity and buyer confidence, many households are feeling the pressure through higher mortgage repayments. Behind the headlines, the mechanism is straightforward: when the Reserve Bank of Australia (RBA) adjusts the cash rate, lenders commonly adjust mortgage rates. As at 4 February 2026, the cash rate target is 3.85%. For…
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Sydney’s auction market is showing the early behavioural effects of higher interest rates: a larger share of properties selling before auction, fewer auctions scheduled, and buyers negotiating harder as borrowing costs rise. Recent reporting noted an increase in pre-auction transactions (around 24% in parts of Sydney) alongside a softer auction run-rate compared with the same…
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Approximately $19 billion in forgotten superannuation is currently sitting unclaimed across Australia, according to fresh reporting this week, with millions of Australians potentially holding lost or inactive accounts without realising it. For many households, that represents thousands of dollars in retirement savings quietly eroded by duplicate fees or simply left untracked. As an experienced accountant…
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Australians are being warned about ongoing scam activity targeting myGov and ATO-linked accounts, with reporting highlighting increasingly sophisticated phishing emails and SMS messages impersonating government agencies。 The ATO regularly updates scam alerts outlining common tactics, including fake refund notifications, urgent payment demands and links to counterfeit login pages. For individuals managing tax affairs online, supporting…
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February has delivered a fresh round of professional tax commentary and compliance reminders, highlighting both policy developments and practical obligations for individuals and small businesses [Link 1, 2, 3]. While much of the public debate focuses on large structural reforms, most households are better served by understanding what applies now — and what requires action…





